Asking what sin the servant had committed that was so wrong, the Pope said above all "it was his omission."
Many times we believe that we haven't done anything wrong, and so are content with the presumption that we are good and righteous, he said, but cautioned that with this mentality, "we risk acting like the unworthy servant: he did no wrong, he didn't waste the talent, in fact he kept it carefully hidden in the ground."
However, "to do no wrong is not enough," Francis said, adding that God is not "an inspector looking for unstamped tickets." Rather, he is a Father that looks for children to whom he can entrust both his property and his plans.
"It is sad when the Father of love does not receive a generous response of love from his children, who do no more than keep the rules and follow the commandments," he said, noting that someone who is only concerned with preserving the treasures of the past "is not being faithful to God."
Instead, "the one who adds new talents is truly faithful...he does not stand still, but instead, out of love, takes risks. He puts his life on the line for others; he is not content to keep things as they are. One thing alone does he overlook: his own interest. That is the only right omission."
Omission, Francis said, is also a big sin where the poor are concerned, though it has a different name: indifference. This sin, he said, takes place when we feel that the brother in need is not our concern, but is society's problem.
The sin typically shows up in our lives when we choose to turn the other way, or "change channels as soon as a disturbing question comes up, when we grow indignant at evil but do nothing about it."
"God will not ask us if we felt righteous indignation, but whether we did some good," the Pope said.
Asking those present how we can please God, Pope Francis said when we want to give someone a gift, we first have to get to know them. And when we look to the Gospel, we hear Jesus say "when you did it to the least of these my brothers, you did it to me."
These brothers, he said, are the hungry and the sick, the stranger and the prisoner, the poor and the abandoned.
In the poor, "Jesus knocks on the doors of our heart, thirsting for our love," he said, adding that "when we overcome our indifference and, in the name of Jesus, we give of ourselves for the least of his brethren," only then are we being faithful.
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An example of this attitude is seen in the woman who opens her hand to the poor in the day's first reading from Proverbs, he said. In her, "we see true goodness and strength: not in closed fists and crossed arms, but in ready hands outstretched to the poor, to the wounded flesh of the Lord."
Choosing to draw near to the poor among us "will touch our lives" and remind us of what really counts, Francis said, explaining that this is love of God and neighbor.
"Only this lasts forever, everything else passes away," he said. "What we invest in love remains, the rest vanishes."
Pope Francis closed his homily saying the choice we all have before us is whether "to live in order to gain things on earth, or to give things away in order to gain heaven."
"Where heaven is concerned, what matters is not what we have, but what we give," he said. "So let us not seek for ourselves more than we need, but rather what is good for others, and nothing of value will be lacking to us."